Coast FIRE Calculator (2026)
Find out if your current savings alone, with no further contributions, will grow to your retirement number by your target retirement age.
Your numbers
At this contribution rate, you're not projected to reach Coast FIRE before age 65 — you'd still be actively saving for retirement right up to that age, which is a normal FIRE trajectory, just not a “coasting” one.
Projected savings vs. coast number
Assumes you keep contributing $500/mo. Blue = already coasted by that age.
Estimate only. All figures are in today's dollars — the return rate should be a real (after-inflation) rate, and retirement spending is assumed constant in real terms, which is the standard simplification most FIRE calculators use to avoid separately modeling inflation. Assumes a constant return every year (no market volatility), doesn't account for Social Security, and doesn't model taxes on withdrawals. Not financial advice.